It is important to know that it is possible to negotiate you student loan with your lender. You may be having problems paying back the loan and it would be helpful for you to renegotiate the loan so that you can pay a lower interest rate and save yourself a lot of money. It is always a good idea to get some advise form a third party someone who is experienced with this sort of thing. It can benefit you because they usually know exactly what to say to the lender and they will usually be able to get you the best deal possible.
Some times if you wait to long then the debt can be sold to another party and this can make it more difficult to negotiate. It is always important that if you are not prepared to do the negotiation then get some help because it will pay off for you in the long run. It is important to make sure you find someone that is trusted in the industry and that has a lot of experience with student loan negotiations.
It is important that you also find someone that you can afford because sometimes you can find agencies that will over charge you for there services and you need to know that you should look around until you find someone that you are comfortable with.
Remember the student an do the loan negotiation but make sure that you are prepared when you go to talk with the lender. Also if you feel uncomfortable with negotiating then find an expert.